How to Use Debt Correctly to Make You Money as a Property Investor

Debt Is Bad? But Did You Know How to Use Debt to Build Wealth?

Despite constantly being told that we shouldn’t get into debt, there is a key difference between Good Debt and Bad Debt to get wealthy. Property Expert, Simon Zutshi, explains how Debt Can Generate You Income, especially as a Property Investor in the UK.

Find out more how Rich People Use Debt to Build Wealth, or in this context, debt associated with Property Investment. If you are able to utilise debt in order to purchase assets – this is a really smart thing to do.

Simon refers to Robert Kiyosaki’s book, Rich Dad Poor Dad, which has a really good explanation between good debt and bad debt. It is Robert Kiyosaki’s Billionaire Mindset which highlights How to Use Debt to Get Rich.

Learn more about how Debt can Generate Income through Simon’s example of buying just 4 Investment Properties. When you pay the mortgages back, all the profit that remains will be yours.

Simon’s book, Property Magic, is also a great reference if you are interested in using debt to leverage other people’s money, getting other people to find you properties and learning how to become a successful property investor in an efficient way.

Join the UK’s Leading Property Investment Community

Want to stay ahead in the world of property investing? Get expert insights, tips, and updates delivered straight to your inbox. Be part of a thriving network of investors and take action towards your goals today!




The Biggest Property Investing Mistake That Could Cost You Millions
The Biggest Property Investing Mistake That Could Cost You Millions

Over the past three decades, I’ve seen thousands of people start their property journey. Many of them share the same challenges, and most fall into the same traps. One of the most common property investing mistakes is looking only at the price of a property, without...

The Biggest Opportunity in the UK Property Market in the Last 30 Years
The Biggest Opportunity in the UK Property Market in the Last 30 Years

Right now, we are facing some of the most exciting UK property market opportunities 2025 has to offer, in fact, they may be the biggest I’ve seen in my 30 years of investing. Yet, despite the scale of this opportunity, most investors are going to completely miss it....

Property Market Crash: How to Profit When Others Lose
Property Market Crash: How to Profit When Others Lose

If you’ve been following the news lately, you’ve probably seen headlines warning about falling house prices, rising interest rates, and predictions of a looming UK property market crash. For many, that sounds like bad news. If you’re an investor or thinking of...

UK Housing Market 2025: What You’re Not Being Told
UK Housing Market 2025: What You’re Not Being Told

If you’ve been watching the news, scrolling through social media, or chatting with friends, you’ve probably heard the big question: “Is the UK housing market about to crash in 2025?” For some, the idea sparks panic. For others, it signals opportunity. In this blog,...

Why Property Investors Fail: 4 Mistakes That Cost Beginners in the UK
Why Property Investors Fail: 4 Mistakes That Cost Beginners in the UK

Property investing is one of the most powerful ways to build long-term wealth but many beginners still fail before they ever complete a deal. And no, it's not because of interest rates or house prices. After mentoring thousands of UK investors over the last two...

Should You Buy a Property That’s Vacant or Tenanted?
Should You Buy a Property That’s Vacant or Tenanted?

If you're looking to buy an investment property, you may come across listings described as “sold with a tenant in situ” or “vacant possession upon completion.” On the surface, buying a tenanted property might seem like a no-brainer. After all, there’s already a tenant...

Why Rent Caps Could Destroy the UK Rental Market
Why Rent Caps Could Destroy the UK Rental Market

If you’re a landlord or thinking about becoming one, there’s something important you need to know: Rent caps don’t work. They might sound good in theory. The government introduces a cap on rent increases, tenants save money, and everyone’s happy... right? Not quite....

Why Your Home Might Be a Liability (And What to Do About It)
Why Your Home Might Be a Liability (And What to Do About It)

Most people grow up believing that buying your own home is the smartest financial decision you can make. It feels like a rite of passage. A sign of success. But what if I told you that your home might not be the asset you think it is? In fact, in many cases, your home...